EXCLUSIVE OFFERS & THE BEST RATES AVAILABLE

We’re on a mission to bring you and your clients fantastic deals, lower rates and quality service.  Here is a snapshot of some of the most popular products we arrange today:

BRIDGING LOANS

  • EXCLUSIVE HIGH LTV BRIDGING RANGE offering high leverage lending for both light and heavy refurbishment.
  • REGULATED BRIDGING with no lender's solicitor fee 0.49% per month, AVMs and historic adverse considered
  • EXCLUSIVE BRIDGING RANGE residential investment bridging for light/medium refurb from 0.44%

SECOND CHARGE MORTGAGES

Just some of the second charge options from our whole of market lender panel:

  • Variable rates from 3.84% with no ERCs
  • 2 year fixed product at 4.24%, adverse credit options
  • 5 year fixed product at 4.40%, no ERCs
  • Loans available up to £2.5million
  • AVMs on loans under £1million
  • Adverse credit considered - including DMPs and IVAs.

SPECIALIST RESIDENTIAL and BUY TO LET

Over the last few months, we have added some exciting specialist lenders to our Mortgage Desk panel, each selected because they offer useful finance solutions for borrowers. Here are just some of our lender panel highlights:

  • Magellan: Excellent Key Account Packager buy to let exclusives with rates from 2.69%. Residential available from 2.99%
  • Vida Homeloans: Rates from 2.89% for residential and buy to let from 3.09%
  • Saffron: 'Club' route and self-build mortgages with residential from 1.54%, self-build from 4.45% and buy to let from 2.74%
  • Axis Bank: for specialist buy to let with rates from 3.38%
  • Dudley Building Society: Common sense underwriting with residential from 2.49%, buy to let from 2.99% and self-build from 5.49%
  • Family Building Society: On site underwriter with specialist rates from 2.39% and buy to let from 2.84%
  • Kensington: Specialist mortgages to 95% LTV, ideal for both first time buyers and home movers, rates from 4.64%
  • Octopus: Buy to let for foreign nationals, ex pats, quirky properties and flexible underwriting, stress rates from 100% of pay rate, rates from 4.99%
  • Secure Trust: Flexible complex income criteria with adverse credit considered, residential rates from 2.04%, up to 90% purchase and remortgage available

With such differing scenarios and lender criteria available, the above are just some examples of the lenders and products we have available.

No matter how complex or unusual your clients’ circumstances may be, please call or email our Mortgage Desk team to see if we are able to offer a suitable product option for you!

DEVELOPMENT FINANCE and COMMERCIAL MORTGAGE

Product highlights include:

  • DEVELOPMENT FINANCE: Up to 80% costs at 6.25% + 3 month LIBOR, 1% of loan exit fee
  • COMMERCIAL MORTGAGES: 0% lenders fee with a variable rate of 3.67%.

Please note: All enquiries are subject to individual review and underwriting.  Products can be subject to immediate change or withdrawal, so please contact us to discuss the very best options available for your clients. 

Call  01202 850 830 or email sales@positivelending.co.uk – we’re here to help!